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Each project goes through a Sharia Review Process
All projects are listed only after Sharia approval by our Sharia Board. Each project is reviewed based on Islamic finance principles, Quranic criteria, real economic activity, revenue source, project structure, and investment terms.
HalalFi helps users invest in Sharia-approved opportunities with principal protection through its guarantor-backed model and earn up to 40% annual profit.
Understanding the review
What is Sharia audit and why it's important?
A Sharia audit is not just a one-time certificate. It is a clear review process that checks the project before listing, monitors key project changes, and helps make sure every listed opportunity follows HalalFi's Sharia standards.
Sharia audit is the process of reviewing whether a project, investment structure, revenue source, contracts, fund flows, and operational process are aligned with Islamic finance principles.
For HalalFi, this review is not only about checking business documents. Since HalalFi is built on blockchain, the review also includes project structure, smart contract logic, wallet flows, treasury process, and the way funds move between investors, project contracts, guarantors, and investees.
Why it is important
Lower risk
Potential Sharia issues can be found before the project goes live.
Transparency
Users can see that project structure, revenue source, and fund flow are checked.
Clear process
If a Sharia issue appears, HalalFi has a review and correction process.
HalalFi's audit framework
Governance
HalalFi's Sharia Board defines and oversees the Sharia review approach before projects are listed.
Before a project goes live
HalalFi's Sharia Auditing Checklist
Before a project is listed on HalalFi, it goes through a Sharia review checklist covering the business model, real economic activity, revenue source, investment structure, smart contract logic, fund flow, and user disclosures.
Business model
We check whether the main business activity is permissible and does not involve riba, gambling, alcohol, pork, pornography, or other prohibited activities.
Investment structure
We review how the investment is structured and whether it follows acceptable Islamic finance principles.
Underlying asset
We check whether the project is connected to a real asset, service, trade, inventory, or economic activity.
Revenue source
We review where the project return comes from and make sure it is connected to real commercial activity.
Fees
We check whether platform fees, performance fees, and other charges are clear and understandable for users.
Smart contracts
We review the smart contract logic, including fund flow, ownership logic, reward logic, claim process, and distribution rules.
Treasury and fund flow
We check how funds move between investors, project contracts, guarantors, investees, and treasury-related accounts.
Stablecoins
We review the use of stablecoins and related risks where applicable.
Secondary market
If transfer or trading is available, we review whether ownership and transfer rules remain clear.
Purification
If any doubtful or non-permissible income is identified, it should be separated and handled properly.
User disclosures
We check whether users can clearly understand the project terms, return structure, risks, guarantee model, and investment conditions.
The principles behind the process
The core criteria behind every listing
Every project listed on HalalFi is reviewed against key Islamic finance criteria. These criteria help us make sure the project is connected to real economic activity, avoids prohibited income sources, and gives users clear information before they invest.
Riba
The project must not be based on interest-based lending or fixed bank-rate income.
Gharar
The project terms, structure, risks, and fund flow should be clear and not based on excessive uncertainty.
Maysir
The project must not include gambling-like mechanics, lottery-style rewards, or chance-based profit.
Haram activities
The project must not be connected to prohibited activities such as alcohol, gambling, pork, pornography, drugs, riba-based businesses, or other non-permissible sectors.
Asset-backing
The project should be connected to real economic activity, such as trade, goods, services, inventory, or another real business activity.
Ownership and user rights
Users should clearly understand what they are participating in, what their rights are, and how their claim, return, or payout works.
Fee transparency
Platform fees, performance fees, and other costs should be clearly disclosed before users invest.
Fair risk structure
The project structure should make the main risks clear to users and should not hide important downside exposure.
Purification
If any doubtful or non-permissible income is identified, it should be separated and handled based on HalalFi's Sharia process.
Clear disclosures
Users should be able to understand the project terms, expected return, principal protection model, timeline, and important conditions before investing.
The people behind the review
HalalFi's Sharia Board and Approvals
HalalFi works with qualified Sharia scholars and advisors to review projects, investment structures, revenue sources, and platform processes based on Islamic finance principles.
Sharia Board profiles are being published. Check back soon to meet the scholars and advisors behind HalalFi's review process.
Featured Investment Projects
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Disclaimer
HalalFi's Sharia review is a structured process, not a guarantee of profit or performance. Sharia approval reflects the review of a project's structure, revenue source, contracts, and fund flows at the time of listing, based on the information available to HalalFi and its Sharia Board.
Every investment carries risk, and returns are performance-based, not fixed. The guarantor-backed model is designed to support principal protection, but users should always read the project terms, expected return, timeline, risks, and guarantee conditions on each project page before investing.
This page is provided for general information about HalalFi's Sharia review approach. It is not financial, investment, legal, or religious advice. If a Sharia concern is identified in a listed project, HalalFi follows its review and correction process, which may include purification of doubtful income or delisting.