FAQ

Investors earn returns through real business projects.

Each project is based on a commercial activity, such as trading, sourcing, or exporting goods. After the project is executed, the project owner returns the invested capital along with the profit to investors based on the agreed structure.

A project is considered halal-compliant if it is based on permissible business activity, does not involve interest (riba), gambling, or prohibited industries, and follows a Sharia-aligned contractual structure. The funding model, profit structure, and capital protection mechanisms must all comply with Islamic finance principles before approval.

HalalFi is built as a global platform.

Users from different countries can participate, subject to applicable regulations and platform requirements.

Blockchain allows HalalFi to provide transparency, traceability, and automation.

Smart contracts define how funds are collected, managed, and distributed, while on-chain records enable users to independently verify transactions and project flows.

No, blockchain knowledge is not required to use HalalFi.

Users only need a compatible wallet and USDT to participate, and simple guides are provided to help with setup. While basic familiarity with blockchain can increase user trust, the platform is designed to remain easy and accessible for non-technical users.

Most projects on HalalFi include principal protection mechanisms, such as third-party guarantees (kafala) and, in some cases, insurance structures. These mechanisms are designed to protect the original invested capital under predefined conditions.

While profit cannot be guaranteed under Sharia principles and may vary depending on the project’s outcome, HalalFi applies strict project review standards to significantly reduce the risk of capital loss.

Yes. Your project can have multiple guarantors covering different portions, and you can have different guarantors for each payment.

To become a guarantor, you need to submit an application including your wallet address, contact details, and optional background or credibility proofs.

Your application will be reviewed by the platform, and if approved, you will be able to create your public profile, deposit collateral, and start guaranteeing projects.

To submit your project, go to the My Projects section on the platform and click Create New Project. In this section, you will be asked to enter detailed information about your project, including how the project will be executed and how it is expected to generate profit.

You will also need to upload the required documentation in the designated fields. During this process, you must connect a compatible wallet to the platform. Once all required information and documents are submitted, your project will move to the review stage.

HalalFi is designed to minimize blind trust by relying on structure and transparency.

Each investment is tied to a specific project, transactions are executed via audited smart contracts, and past projects have been funded, completed, and settled independently with clear on-chain records. This allows users to verify how funds are handled rather than relying solely on promises.

Investors participate by connecting their wallets and contributing to specific, project-based funding rounds.

Once funding is completed, projects are executed according to predefined timelines and structures. Capital usage, returns, and profit distribution are handled through smart contracts, with profits paid out upon project completion based on the agreed Sharia-compliant model.

First, you need to create a digital wallet if you do not already have one.

After connecting your wallet to HalalFi, you can choose a project, select an amount, and confirm your investment. Step-by-step guides are available in HalalFi to help you through the process.

Investments on HalalFi are tied to specific projects and timelines, and you are free to choose the exact project that is aligned with your financial needs.

Once you invest, your funds are locked and distributed to investees until the project ends. They are managed automatically through smart contracts, which ensure that the investee distributes the principal investment together with the actual profit generated.

Early withdrawal is not currently available, but projects are usually designed with relatively short durations. When the deadline is reached, you can withdraw your principal along with your halal profit.

You can track your investment through blockchain transaction records and on-platform updates.

All fund movements are visible on-chain, and HalalFi also provides project progress updates so you can follow how the project is developing step by step.

The timeline depends on the specific project.

Each project clearly states its duration before investment. To make things more flexible, most HalalFi projects are short-term, typically ranging from one to three months.

Profits and capital are distributed after the project is completed.

Investors receive a notification on the platform and, if provided, via email. They can then claim their returns, which are transferred back to their wallet according to the smart contract rules.

Transparency is maintained through clear contract terms, defined project structures, and blockchain-based transaction records. All project details, funding structure, and capital protection mechanisms are disclosed before investment. Since transactions are recorded on-chain, fund flows can be independently verified, supporting Sharia requirements for clarity and accountability.

Projects go through a strict review process, including document verification and commercial evaluation based on the team’s experience in trade and business.

In addition, most projects include principal protection mechanisms such as third-party guarantees (kafala) and insurance structures. If a project owner fails to meet their obligations, the guarantor is responsible for returning the protected capital under the agreed conditions.

If returns means profit, then no. Profit cannot be guaranteed under Sharia principles.

However, the original investment principal is protected in most projects through Sharia-aligned mechanisms such as third-party guarantees (kafala) and, in some cases, insurance, based on the project’s predefined conditions.

The HalalFi team is available to support users through multiple channels.

You can reach out via email, social media, or messaging platforms such as WhatsApp.