Acceptance of Terms

What happens when I use HalalFi?

By accessing or using HalalFi's platform, you agree to be bound by these Terms of Service and all applicable laws and regulations.

What if I don't agree with the terms?

If you do not agree with any of these terms, you are prohibited from using or accessing this platform.

Eligibility Requirements

Who can use HalalFi?

You must be at least 18 years of age and have the legal capacity to enter into binding contracts.

Are there geographical restrictions?

You must not be located in a jurisdiction where the use of blockchain-based financial services is prohibited.

What information do I need to provide?

You agree to provide accurate and complete information during registration and KYC/KYB processes.

Platform Services

What does HalalFi offer?

Investment opportunities in vetted halal projects using USDT and other approved cryptocurrencies, smart contract-based Mudarabah agreements, and transparent on-chain transaction records.

Are returns guaranteed?

All investments are subject to market risks, and HalalFi does not guarantee returns.

How are profits distributed?

Profit distribution follows smart contract-based Mudarabah principles with complete transparency.

Sharia Compliance

How do you ensure Sharia compliance?

All projects are reviewed by qualified Sharia scholars with regular audits to ensure ongoing compliance.

What activities are prohibited?

No involvement in prohibited (haram) activities including interest (riba), gambling (maysir), or excessive uncertainty (gharar).

What Islamic finance principles do you follow?

Profit-sharing follows Mudarabah and Musharakah principles in accordance with Islamic finance.

Should I consult my own advisor?

Users are encouraged to consult their own religious advisors regarding their individual circumstances.

Investment Risks

What are the main risks?

Cryptocurrency and blockchain investments are highly volatile and speculative. You may lose some or all of your invested capital.

Are smart contracts risk-free?

Smart contract vulnerabilities may exist despite rigorous auditing. All contracts are audited but not immune to bugs.

Can transactions be reversed?

On-chain transactions are irreversible and immutable once confirmed on the blockchain.

What about regulatory changes?

Regulatory changes may impact the platform's operations. Market conditions may affect project performance and returns.

User Responsibilities

What am I responsible for?

Maintain the security of your wallet and private keys. Conduct your own due diligence before investing in any project.

What laws must I follow?

Comply with all applicable laws and regulations in your jurisdiction. Provide accurate information during KYC/KYB verification.

How should I use the platform?

Use the platform only for lawful purposes in accordance with Islamic principles. Report any suspicious activity or security concerns immediately.

Prohibited Activities

What activities are strictly forbidden?

Engaging in any activity that violates Islamic principles or local laws, market manipulation, fraudulent activities, money laundering, or terrorist financing.

Can I interfere with the platform?

No. Interfering with the platform's security or integrity, impersonating others, or providing false information is strictly prohibited.

Limitation of Liability

What is HalalFi not liable for?

Any indirect, incidental, special, or consequential damages. Loss of profits, revenue, data, or use of the platform.

What about technical failures?

Losses resulting from blockchain network failures, smart contract bugs, user error (including lost private keys), or actions of third-party service providers.

Dispute Resolution

How are disputes resolved?

First through informal resolution with our support team, then via on-chain arbitration powered by oracle-fed smart contracts if needed.

What law governs these terms?

These terms are governed by the laws of the jurisdiction where HalalFi is registered, subject to Sharia principles.

Investment Warning

Only invest what you can afford to lose. Cryptocurrency investments carry significant risk. HalalFi is not responsible for investment losses. Always conduct your own research and consult with financial and religious advisors.

Policy Updates

HalalFi reserves the right to modify these Terms at any time. Changes will be posted on our website with an updated effective date, subject to DAO governance vote for material changes, and communicated via email or in-app notification 30 days in advance.

Your continued use constitutes acceptance

Questions About These Terms?

Our legal team is here to help clarify any questions you may have.

legal@halalfi.xyz
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